F&I Direct helps automotive dealerships capture guaranteed profit by implementing custom reinsurance strategies including Dealer Obligor and Dealer Owned Warranty Company structures. We specialize in building programs that allow dealers to retain more profit, control their own risk, and grow long-term wealth across every profit center, from vehicle sales to fixed operations.
Align your team with clear goals and proven processes to drive engagement and accountability.
Boost product penetration, PVR, and customer loyalty by empowering employees to deliver consistent, high-value experiences.

Drive consistent profitability across every department with a customized performance plan backed by actionable insights and hands-on guidance from experienced retail experts at Assurant Dealer Services.
Explore our extensive Pricing FAQs section to find transparent, clear, and detailed answers to all of your pricing inquiries.
By unifying your team under a consistent, proven strategy and measuring performance down to the individual level, we help you fine-tune your sales and F&I processes to exceed both local and national benchmarks.
Our deal reviews ensure every transaction is optimized for compliance, profitability, and customer experience—resulting in increased revenue, improved product penetration, and higher PVR.
We use Auto IQ, a proprietary digital tool that generates a personalized action plan and performance opportunity index based on your dealership’s actual metrics, market trends, and historical performance.
We provide hands-on process optimization, tailored training solutions, and accountability systems designed to maximize performance across every profit center—from sales to F&I to service.
Our customized recruitment and retention program includes personality-based hiring, performance benchmarking, and structured pay and retention plans to help you build a high-performing team and reduce operational disruptions.
You get ongoing guidance from experienced retail experts who work directly with your team to build a culture of performance, increase retention, improve training effectiveness, and deliver measurable dealership growth.
Request your personalized dealership analysis today and get a custom action plan built from your store’s actual performance data, industry benchmarks, and proven strategies that drive results.