Looking to Cut Costs?
Right now, the best way to increase the amount of money you retain is by reducing what you spend. We can help.
How it all works
With so many coverages available, your customers are sure to get the right product and an incredible ownership experience.
1
Find the perfect products
It’s so important to fit the right products to your store, and your customers. During our dealership diagnostic, we identify how to put your store in the best position to help customers protect their automotive, marine, powersport, and recreational assets.
2
Train Your Staff
Teaching your staff what products work in certain finance situations, and how to present them to the customer is an imperative part of the implementation process.
3
Maximize Profitability
At the end of the process, we spend time with your staff regularly to ensure your costs are in line, and your penetration is high.
Why us
Maximize your profit, and reduce cost at the same time!
If you’re looking for ways to maximize profit and reduce costs in your automotive business, F&I Direct may be just what you need. Our digital F&I solutions can help streamline your operations, reduce errors, and improve the overall customer experience.
About us
We prepare you to achieve your goals with professional traning.
All of our products are available with multiple dealer participation structures:
Retro, CFC, NCFC, DOWC. Our trademarked system the Positive Selling Method™ focuses on providing customers the best ownership experience while driving maximum dealer profits.
Benefits of F&I Directs Dealership Products
- Our products improve the reputation of your dealership
- We have developed our products to create maximum profitability for your dealership
- Each product we offer provides the best coverage possible for your customers
- Our products are available with multiple dealer participation structures — including Retro, CFC, NCFC, and DOWC
- Each product is tailored to the individual needs of your dealership
Supporting You
24/7 text line access for questions and help
Monthly updates and access to new training modules
Compliance Training
Access to private support group
Monthly and quarterly performance reviews
Exclusive portfolio management through F&I office
Your Products
Vehicle Service Contracts.
GAP Protection.
Tire and Wheel (including cosmetic)
Paint and Interior
Key Replacement
Pre-paid Maintenance
…And More.
Need Help Navigating What Reinsurance Structure Works Best for You? We Are Experts!
Reinsurance Products
At F&I Direct, we offer various participation structures for dealers, including Retro, Reinsurance, and Dealer-Owned. One of the most important types is reinsurance, which is a structure that allows you to take full participation of F&I products. This type of participation structure is flexible with investments, loans, and leveraging. It also allows you to maintain control over investments and leverage your assets and you can even use your reinsurance as an asset.
There are two main types of reinsurance, which include Controlled Foreign Corporation (CFC) and Non-Controlled Foreign Corporation (NCFC). CFC is the most popular type of reinsurance. In this type of reinsurance, the dealer takes the first position of the products sold at the dealership and keeps all of the profits that were generated on the premiums. A dealer with a Contractual Liability Insurance Policy (CLIP) has no liability.
In the second type of reinsurance, NCFC, the dealer owns stock in a reinsurance company that also has many other participants. NCFCs often have the financial strength to produce long-term economic benefits.
For more information about these reinsurance participation structures, contact our team of experts at F&I Direct. We want to work with you so that you can offer products at your dealership that lead to increased profitability and provide your customers with the best coverage.
Reach out to an F&I Direct representative for an audit of your existing F&I offerings or for us to review your current offerings in-depth. We will help you determine your pain points and come up with a strategy that provides long-term benefits.
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